Helpful Links

This page contains links to useful sites covering various aspects of financial literacy and consumer protection.

Special Programs

USDA Rural Development Program

American Dream Downpayment Assistance

HUD HOME program

HUD Mortgage Insurance programs

HUD Good Neighbor Next Door program

HUD Public Housing Homeownership Programs

HUD Homeownership Voucher program

U.S. Department of Veterans Affairs home loan program

Reverse mortgages (Home Equity Conversion Mortgages)

Habitat for Humanity

Government Regulatory Agencies
Consumer Financial Protection Bureau

Federal Trade Commission (FTC) - responsible for enforcing the Fair Credit Reporting Act (FCRA)

Real Estate Settlement and Procedures Act (RESPA)

Truth in Lending Act (TILA)
Federal Deposit Insurance Corporation (FDIC)
Office of Thrift Supervision (OTS)
Office of the Comptroller of the Currency (OCC)
National Credit Union Administration (NCUA)

Freddie Mac Spanish Translation of Mortgage Documents

Fannie Mae list of selling and servicing guide forms -- many in Spanish

Fannie Mae Appraisal Information

Spanish/English Bilingual Loan Application

Internal Revenue Service (IRS) resource site on foreclosure tax relief

Credit Agency Information

Free annual credit report

Credit counseling

The three private national credit reporting agencies

Financial Literacy

Credit card information

How to calculate interest

Establishing a budget

Information on community property state rules

Mortgage Servicing: Making Sure Your Payments Count

Private Mortgage Insurance

Fraud Protection

Prepayment penalties or premiums

Understanding simple vs. compound interest

General financial information

Education/Financial Aid Information

Financial Aid

Foreclosure Scam Avoidance


Tax Information

First-Time Homeowners

What You Can and Cannot Deduct

Credits and Exemptions

Homeowners Insurance

State Governments

State and local government site

School systems

State home buying programs

Community Resources

State and local government Web sites for gathering information on tax rates, schools, history, arts, cultures, education, travel, recreation, voting, healthcare, jobs and more.

Newspapers in your area

Helpful Telephone Numbers

HUD Approved Housing
(800) 569-4287

*sourced from the Mortgage Bankers Association (MBA) site.‚Äč
Prosperity Home Mortgage, LLC. does not endorse or recommend any entitiy on this page. The source links are for informational purposes only.